Mobile deposit of a paper check; Cash deposit; Unlike some online banks, Chime does give the option to do a cash deposit at more than 90,000 retail locations through GreenDot. However, third-party money transfer services like this “may impose their own fees and limits on a per-transaction basis,” according to Chime. Deposit your check with Altra Mobile Deposit and it goes into your account within about a minute. Please read disclosure for exceptions to “Real Time”. All checks deposited through Altra Mobile Deposit must be endorsed with your signature in the designated endorsement area and must include the words “For mobile deposit – Altra.” If. Just tried to deposit my stimulus check through the mobile deposit. Few hours later got a rejection and an email saying we’re unable to verify the check submitted. You can still attempt to cash at another bank. But do not attempt to redeposit it. But the problem with this is that I wrote on the back “for deposit to chime only”.

Banking made awesome

Welcome to better online banking through Chime. No hidden fees¹. Get paid up to 2 days early with direct deposit.² Grow your savings, automatically. Experience the ease and simplicity of online banking.

Learn how we collect and use your information by visiting our Privacy Policy›

Chime is a financial technology company. Banking services provided by
The Bancorp Bank or Stride Bank, N.A.; Members FDIC

Finally, a banking app built by a tech company

Track your account balances, daily transactions, and savings from anywhere with the Chime mobile app.
Turn on balance notifications and instant transaction alerts any time you use your Chime Visa® Debit Card.
Send money instantly to friends using Pay Friends on our mobile banking app.

An Award-winning Mobile Banking App

Chime’s mobile banking app enables you to manage all of your online banking on the go. With over 135,000+ five star reviews in app stores, our mobile app has everything you need with a simple, intuitive design.

Get Paid Up to 2 Days Early with Direct Deposit²

Tired of waiting for your direct deposit? Open a Chime Spending Account, set up Direct Deposit and you’re automatically eligible to receive your paycheck up to two days early.²

Stop waiting and start getting paid early with direct deposit²

Get a notification as soon as your direct deposit is posted into your Spending Account.
Never worry about paychecks getting lost in the mail.
No more waiting for your money while it sits in mysterious electronic limbo.
Have up to 2 more days to get ahead of your bills.

No Hidden Fees¹

Hidden fees are sneaky. We are not. That’s why Chime offers online banking with no monthly fees or open deposit required. Apply is free for our online bank account. There’s no opening deposit or minimum balance required, no international transaction fees, and if you lose your debit card, the new ones on us.

Say goodbye to unnecessary bank fees

No monthly fees. No deposit required.
No minimum balance requirements.
No foreign transaction fees.
38,000+ fee-free MoneyPass® and Visa® Plus Alliance ATMs.

Grow Your Savings Automatically

Saving money has never been so simple. We provide automation tools that help you grow your savings without thinking about it. Chime’s Automatic Savings is an optional Savings Account with several features that allow you to automate your savings plan and achieve your goals faster.

Save money while you spend. Save when you get paid

Save When You Spend: We round up every Chime Visa® Debit Card transaction to the nearest dollar and transfer the Round Up from your Spending Account to your Savings Account.
Save When You Get Paid: Automatically transfer 10% of every paycheck $500 or more directly into your Savings Account when you set up Direct Deposit.

Banking Security and Control

At Chime, information security is a top priority. Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank, N.A., Members FDIC. And we work hard to protect your information, such as by using encryption and other measures to help safeguard your money and data.

Your money is safe with Chime

Deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC.
Shop worry-free at millions of merchants. Chime debit cards are protected by the Visa Zero Liability** Policy to ensure that cardholders will not be responsible for unauthorized charges.
We support two-factor authentication and support fingerprint authentication.

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

How to Open a Bank Account Online
through Chime

To open a bank account online, there are a few basic requirements. Here are three things you’ll need to start opening your account: Leovegas android.

Social Security number
Valid home address
18+ U.S. Citizen or resident of 50 United States

How do I open a mobile and online banking account through Chime?

Skip the branches, lines, and paperwork that some more traditional banks require to open a checking account and apply for a new bank account online. Chime makes the process of opening a bank account online easy. Here’s how to get started:

Visit member.chime.com/enroll/ and enter your personal info and complete the enrollment form. Opening an online banking account with Chime takes less than 2 minutes.
Once enrollment is completed*, we’ll send a Chime Visa® Debit Card in the mail to the address you provided. Your new debit card typically arrives in 7-10 business days.
Download our mobile banking app, and log in. You can connect your existing bank account to transfer funds or set up direct deposit You can also login to online banking at chime.com when you need it.

Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC

Does opening bank account through Chime require a deposit?

Applying for a Chime Spending Account online is free with no opening deposit required.

Is a credit check required to open an account online?

Chime requires no credit check to open an account and provides online banking services that are inclusive of all Americans. This includes those who struggle with bad credit history but are still looking for checking or savings accounts they can open online with no opening deposit. Chime offers a Spending Account that provides a second chance to rebuild your financial health because it doesn’t rely on consumer credit reporting agencies like ChexSystems. See how Chime compares to other second chance bank accounts

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Learn how we collect and use your information by visiting our Privacy Policy›

Get paid up to 2 days early with direct deposit.¹ Say goodbye to hidden bank fees². Grow your savings, automatically.

Learn how we collect and use your information by visiting our Privacy Policy›

Chime is a financial technology company. Banking services provided by
The Bancorp Bank or Stride Bank, N.A.; Members FDIC

Frequently Asked Questions

The Basics

At Chime, we’ve created a new approach to online banking that doesn’t rely on fees, gets you your paycheck up to 2 days early with direct deposit,¹ and helps you grow your savings automatically. When you open a bank account through Chime, you get a Visa Debit Card® and a Spending Account that can be managed entirely from your smartphone, plus an optional Savings Account that helps you grow your savings automatically! The Chime mobile banking app is available on both Android and iOS.

Chime is a financial technology company. Banking services provided by The Bancorp Bank or Stride Bank, N.A.; Members FDIC.

Our mission is to make financial peace of mind a reality for everyone. We’re doing that by changing the way people feel about banking. Chime’s business was built on the principle of protecting our

Banking made awesome

Finally, a banking app built by a tech company

An Award-winning Mobile Banking App

Get Paid Up to 2 Days Early with Direct Deposit²

Stop waiting and start getting paid early with direct deposit²

No Hidden Fees¹

Say goodbye to unnecessary bank fees

Grow Your Savings Automatically

Save money while you spend. Save when you get paid

Banking Security and Control

Your money is safe with Chime

How to Open a Bank Account Online through Chime

How do I open a mobile and online banking account through Chime?

Does opening bank account through Chime require a deposit?

Is a credit check required to open an account online?

Frequently Asked Questions

The Basics

How to Open a Bank Account Online
through Chime

Mobile Check Deposit Chime